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Homes for sale · Miami-Dade & Broward

South Florida homes for sale

Condos, townhomes and single-family homes from Brickell to Fort Lauderdale, with guidance on HOAs, insurance and flood zones before you make an offer.

Quick answer

To buy a home in South Florida, get pre-approved, pick two or three areas, then compare HOA fees, insurance and flood zone along with price, since those costs vary more here than in most of the country. I set up your MLS search, tour homes with you and handle the offer, inspections and association approval.

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Buyer's checklist

What to check in Florida

These costs and rules can change your monthly payment more than the price does.

  • HOA or condo fees and what they cover: insurance, roof, water, cable, reserves
  • Special assessments, plus the milestone inspection and reserve study for condos
  • Homeowners and windstorm insurance quotes before your inspection period ends
  • Flood zone, elevation certificate and whether your lender requires flood insurance
  • Association approval, usually two to four weeks, built into your closing date
  • Leasing rules if you might rent it out later
  • Property taxes, which reset after a sale, and the homestead exemption if it'll be your primary home
Featured

Available now

Listing photo coming soon
Featured listing · Dadeland Cove

10068 SW 77th Ct
Miami, FL 33156 · Kendall / Dadeland

2 beds1.5 baths1,152 sq ft2 parkingGuard-gatedPrivate fenced patio

Listed by Atthaporn "Immi" Pansumdaeng, Florida Realty of Miami Corp.

Buyer FAQ

Buying in South Florida, answered

How much do I need for a down payment in South Florida?

It depends on the loan. FHA loans can go as low as 3.5% down, conventional loans as low as 3% for some buyers, and many condos need the building to meet lender requirements. A lender can tell you exactly what you qualify for.

Why are HOA fees so different from building to building?

Fees cover different things, like the building's insurance, roof, reserves, water or cable, and older buildings may be catching up on reserves under Florida's condo safety laws. Compare what's included, not just the number.

What is the homestead exemption?

A Florida property tax exemption for your primary residence that lowers your taxable value and limits yearly increases in assessed value. You apply with the county property appraiser after you buy.

Can I buy if I live outside the U.S.?

Yes. Foreign buyers can purchase property in Florida. I can arrange video showings and e-signature, and introduce lenders who work with foreign nationals. Some Florida laws limit purchases by citizens of certain countries, so we'll check that first.

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Tell me what you're looking for

I'll reply with matching homes, a price opinion or a rental shortlist, usually the same day. Prefer to talk? Call or text (305) 778-5933.

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Phone(305) 778-5933Email[email protected]Office14850 SW 26 St, Ste 207, Miami, FL 33185